HomeAppsPPmoney理财 - 手机理财,上PPmoneyPPmoney理财 - 手机理财,上PPmoneyWanhui Investment Management Co.Ltd/Finance
Finally, financial control. The app grants users the power to transform idle cash into active wealth, all from their phones.
Current rank
30+Outside top 30 · US Free · Finance
Downloads
2.5M+App Store
User Rating
4.8/543.5K
Total Ratings
43.5KUpdated hourly
Market profileTopicsFeatures7ReviewsFAQ6App StoreComparable apps4Market profileStore intelligenceListing metadata, ranking context, and store signals refreshed hourly.
Publisher
Wanhui Investment Management Co.Ltd
Category
Finance
Device
iPhone
Locales
2
Latest Version
11.0.0
Size
101.3 MB
First Released
Aug 27, 2014
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123TopicsTopics & ClassificationDiscovery paths to related apps and capabilities.
CategoriesFinance & BusinessSpecialtiesAccounting & FinanceBanking & InvestingDigital LendingCapabilitiesRaffle ManagementFor Financial ProfessionalsHealth & Money AdvicePremium CardsBuyer ToolsFeaturesCapability mapCore workflows, user promises, and product signals extracted from the store listing.
Diversified Small-Scale Investment & Risk ControlIt focuses on small, diversified loan assets and implements strict risk management protocols to mitigate potential investment risks for users.
Advanced Information SecurityThis tool has achieved Level 3 certification for information security, demonstrating its robust protection measures for user data and financial assets.
Transparent Fund Flow & DisclosureThe app ensures clear visibility of fund flows and offers detailed disclosure of debt assets, enhancing transparency and investor confidence.
Established Operational HistoryThis tool features over seven years of secure operational history, providing a track record of stability and reliability in the financial sector.
Diverse Investment Options & Flexible TermsIt provides a rich variety of investment products with flexible terms, allowing users to choose options that align with their risk appetite and optimize their asset allocation strategies.
Industry Association MembershipThe platform is a council member of the China Internet Finance Association, signifying its commitment to industry standards and regulatory compliance.
New User Exclusive BenefitsThe app provides special welcome packages and investment projects tailored for new users, facilitating initial engagement and offering opportunities for idle money investment.
View more (4) ReviewsCustomer ReviewsWhat real users say about this app
4.2/5512 reviews
All versionsVersion 11.0.05 ☆4054 ☆03 ☆52 ☆71 ☆95What customers sayMostly positivePPmoney has historically championed accessible financial management, offering an intuitive platform with diverse investment products and highly competitive returns. While many users once lauded its ease of use and perceived security, recent feedback highlights significant challenges, particularly concerning fund accessibility and withdrawal processes. Addressing these critical operational issues is crucial for restoring the confidence that users once placed in this innovative finance solution.
AI Summary: Key insights from recent reviews (Updated regularly)
Most mentioned+High Returns(35)+Ease of Use(25)+Product Variety(18)Top reviews3 / 10
v11.0.0为什么不回款这个平台出现什么问题了？ 我是一个学生 我把我的几年的学费存里了 平常一些零花钱到期我就取出来了 今年3.1号我有一笔一千元的款应该回款了 可是取不出来 我给你们打电话只说让等着 我还有一笔学费5000多 九月份应该回款 你们这样我很害怕你们不给钱呀 我还要交学费呢
不饿独吞多·Mar 21, 2021·🇨🇳 CNv11.0.0逾期不还款投诉资料：
1.我是广州市万惠公司ppmoney网贷平台出借受害人，平台逾期已有4个月，法人高管从未露面公开解释说明情况。也没有出示任何公告和兑现方案，对出借人的无数次诉求充耳不闻。2.与此相反，平台自逾期以来，不断的修改合同，逃避责任，成为活生生的霸王合同。删除以往的保本保息，第三方责任担保，篡改平台过往逾期率为零的宣传。接着而来的是不断的打折宣传，折扣由9.5下降到4.6，同时收买众多水军，在各种平台和群里宣传自己是中介公司，由于市场原因，无法保证出借人的利益，趁早打折下车，捞一点回来就趁早捞一点，否则最后一分钱也没有。打压出借人内心期望，导致出借人相互踩踏，真是血淋淋的收割。3.而在此之前的6.7.8月，平台法人陈宝国，总经理胡新在全国各地召开高管见面会，宣传公司管理更加合规，盈利能力更强，逾期率几乎没有。能够确保出借人本息不受损。宣传受到中央，省市各级领导的重视和支持，并且利用自己人大代表的身份为自己的宣传作保证。通过电话宣传诱骗出借人出借和续期。真是赤裸裸的诱骗和欺诈。4.逾期四个月以来，出借人不断的通过电话询问，网上投诉，现场沟通，不但没有一个部门接待，反而引来大批的警察叔叔的抓，打，扣，推。真是叫天天不应 ，叫地地不灵。难道这是全心全意为人民服务的公仆应该有的作为吗？广东各级政府难道都睡着了吗？人民的媒体在哪儿呢？6．回忆金融创新的历史，各大平台，各级媒体，各级政府夸夸其谈的大力宣传，不禁泪流。金融科技创新连续五年写入政府工作报告，制定了五年发展规划，十七部委下文，发证监管审计，银行存管，互金会员……谁引进？谁倡导？谁站台？谁发证？谁收税？当初大力倡导站台的金融创新就这样一刀切收场了。留下几亿家破人亡，妻离子散的百姓。政府让平台清零，但8000多亿出借款何日清零呢？政府责任在哪里？百姓无小事的承诺在哪里？如今，各个监管部门相互推诿，不管不问，老百姓投诉无门。不仅伤钱，更伤爱国之心。希望相关部门尽快出台行政兜底政策，解决金融难民问题，因为您的人民活不下去了！望苍天开眼，公仆觉醒，救救深爱你的子民吧！
See more受害人！！！！·Dec 17, 2020·🇨🇳 CN用了一年来评价。看到很多刷评论，有好有坏。我很中肯的说一下自己的使用感受。其实用ppmoney算一算也有一年了，当初是因为看春风十里的植入了解到这款app的，当时没什么钱，想着亏不了啥就不怕拿出来试一试。因为没玩过这些所以第一次头只投了几百块钱30天。本息如期归还了之后，每个月发工资就存一点。因为我也只是投着玩玩一年下来收益一千的样子哈哈就当是每年涨一点零花钱了，而且用了这么久也就习惯也有信任度了。至少对于我这种不靠投资赚钱养家，刚入社会不久工资低，又每个月有百把块闲钱的小年轻来说这款app还是挺友好的。希望越办越好吧！
See more陶看开·Feb 27, 2019·🇨🇳 CN大家一起分享，理财吧关注ppmoney理财很久了,也做了全方位的去了解,给我整体感觉都还不错；由于工作较忙一直没下手投资,最近下载了手机版的ppmoney理财软件,立马就投资了一笔新手标实际体验了一把,标的还蛮好投的,到期后回款也及时,有什么疑惑打电话给他们客服也会得到及时的解答,服务态度好,现在一有时间就打开ppmoney理财在上面寻找自己喜欢的标的进行投资,方便实用,大力支持。
你着你管·Nov 12, 2018·🇨🇳 CN清楚的不得了平台是一家很好的理财公司。信誉度还是相当高的，毕竟在同行业中是相对早的公司了。对于像我这样的个人用户来说，来这里咨询投资还是比较方便，而且风险要小一些，投资理财平台上也很少出现问题，看来管理还是相当到位，我是经同事推荐认识这里的，里边一些小的投入也得到了回报，虽然收益不是太高，但小风险决定了小收入，这也合常规
762419049DHStJU·Aug 28, 2018·🇨🇳 CN的确靠谱的朋友推荐的理财软件，很可靠的理财通，收益率也很不错，会一直用下去。手机理财，安全理财想要投资理财的朋友们福利来啦，这款软件有你想要的东西，金融软件就是牛，现在刚好是两周年庆，奖品丰厚。之前稍微有点胆怯，不怎么相信网上理财，放胆试了一试，收益比余额宝高，银行存管风险低，不错了！
把基本上就是vQ·Jul 23, 2018·🇨🇳 CN生活不错不错帮手真的很好的理财通，高收益的理财方式，很喜欢，推荐给朋友了！手机理财，安全理财以前不懂理财，随便下载了一个，每次有问题客服都会耐心解答，而且提现非常快。现在产品也在不断更新，经常会搞一些活动回馈用户，收益情况一向很稳定，风险不大，真的是一款很不错的理财软件，支持！
_bg猴·Jul 22, 2018·🇨🇳 CN实用投资软件神器在这个理财平台投入的这段时间，收益还算比较高。里面有很多的理财产品，比较安全适合投资。手机理财，安全理财一直在用理财平台金服这个理财平台，推荐好友来存钱，自己还能获得奖励，体验金也很吸引人，快点加入吧。想要理财的朋友们可以看看哦，真的是很值得拥有的理财平台
严咏zHFuE·Jul 31, 2018·🇨🇳 CN用了一年多，靠谱，内容越来越丰富去年十一月开始用，刚开始抱着试试的心态完，奔着新手福利来，每周上来看看收益，后面对平台了解越来越多，银行存管，月报也很透明，还有理财课堂和0元购。从每周打开变成每天打开，上来不仅看收益，还来学习很多干货，跟p友聊会，赚个积分兑换点东西。同期在试的其他平台，基本都褥完新手标就撤了，现在只留下ppmoney。在pp的投资慢慢的从几千一次到几万一次。看着收益感觉到稳稳的幸福。啥时候能参加一下线下p友会就好了。
See more小背包2012·Jan 5, 2018·🇨🇳 CN希望做的更好PPmoney理财非常靠谱的一个平台，去年3月开始投资的，投资将近一年时间了，一直关注，都没有出现过坏账逾期，在我投资各个国资或者银行系平台来说，利率相对较高的，还有加息活动，收益能翻倍，真给力，希望以后逐渐完善各方面工作，尤其风控方面，继续保持现在的水准，放出安全高息的项目，让我们赚得盆满钵满
岁月ED吻痕·Jan 10, 2018·🇨🇳 CNShow all (7) FAQQuick answersUseful context before comparing, ranking, or downloading this app.
How does PPmoney ensure the safety of user funds?PPmoney ensures fund safety through bank custody, partnering with XW Bank. Lender and borrower funds flow directly via the bank, and PPmoney acts solely as an information intermediary, not touching user funds.
What is PPmoney's approach to risk management for investments?PPmoney utilizes intelligent risk control technology focusing on small-amount asset diversification and real-time monitoring of each transaction. It provides online intelligent financing services for consumers and small and micro businesses.
Is PPmoney a regulated platform in China?Yes, PPmoney is a director unit of the China Internet Finance Association. It has also achieved Level 3 certification for information security protection, ensuring robust data security.
How long has PPmoney been operating securely?PPmoney has been safely operating for over 2500 days since its launch in December 2012. It has served over 50 million users during this operational period.
What types of investment opportunities does PPmoney offer?PPmoney focuses on small-amount loan assets derived from consumer loans and real demands. It offers diverse investment projects with flexible service terms to help optimize asset allocation.
Does PPmoney disclose its operational data and performance?Yes, PPmoney provides detailed information disclosure, including operational data. This covers cumulative transaction volume, outstanding loan balance, and cumulative loan count, updated regularly.
View more (1) The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.
App StoreScreenshots1 / 3See how the app implements intelligent risk control systems and emphasizes small, diversified asset allocation to mitigate investment risks.
Smart Risk Management
Explore the app's robust bank fund custody system and its commitment to transparent and secure financial operations.
Secure Fund Management
Discover the app's comprehensive information disclosure practices, showcasing detailed operational data and cumulative transaction metrics.
Transparent Performance Insights
Description【PPmoney】
新手专享大礼包
尊享理财项目等你来
闲钱投资，无惧震荡
【PPmoney用户突破5000万】
PPmoney出借是PPmoney万惠集团旗下专注于小额借贷的网络借贷信息中介平台，由万惠投资管理有限公司运营。自2012年12月上线以来，已安全运营超过2500天，服务超过5000万用户，累计撮合金额超过1300亿，为出借人累计赚取收益超过39亿。
【PPmoney核心优势】
PPmoney-中国互联网金融协会理事单位；
稳健运营7年，信息安全等级保护达到三级认证；
专注小额分散，严控风险管理；
资金流向清晰，债权披露详尽；
出借标的丰富，服务期限可选，风险可控，利息可参考，服务种类多样化，帮您优化资产配置!
【联系我们】
如有问题或意见，欢迎联系我们
PPmoney官网：www.ppmoney.com
客服电话：10101212
微信服务号: wanhuitourong
微信订阅号: PPmoney520
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View profileView more (1) Explore Rankings · FinanceLegal noticeThis page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.